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<div class='resp-text-wrapper'><p>A bright financial future begins with financial literacy. At Intuit, we're committed to educating people on financial topics to help them build financial confidence.</p></div>

<div class='resp-text-wrapper'><h1>Financial literacy</h1></div>

<div class='resp-text-wrapper'><h3><span class="ql-font-heading05" style="color: rgb(67, 67, 67); background-color: transparent;">Budgeting</span></h3><p><span style="color: rgb(0, 0, 0);">While budgeting is a critical component of financial success, it doesn’t have to be complicated. Tracking and planning how you spend enables saving, helps you prioritize expenses, and can even improve self-control. You can track your expenses in a spreadsheet to get an idea of where your money is going daily, weekly, or monthly. As you hone your skills, you can implement budgeting strategies like the </span><a href="https://www.intuit.com/blog/innovative-thinking/financial-tips/boost-your-financial-fitness-with-the-50-30-20-rule/" data-action="interacted" data-object="content" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail="50/30/20 method" data-ui-access-point="" data-sku="" target="_blank" rel="noopener noreferrer" data-wa-link="" data-object-detail="">50/30/20 method</a>.</p><p><br></p><h3><span class="ql-font-heading05" style="color: rgb(67, 67, 67); background-color: transparent;">Saving</span></h3><p><span style="color: rgb(0, 0, 0);">Where does your money go once your paycheck hits your account? Rent, utilities, groceries, and subscriptions can quickly deplete the money we earn. This is why it’s important to get into the habit of saving. Save a piece of your paycheck toward savings for a rainy day. That money can be invaluable in the event of a personal or business emergency.</span></p><p><br></p><h3><span class="ql-font-heading05" style="color: rgb(67, 67, 67); background-color: transparent;">Establishing and maintaining credit</span></h3><p><span style="color: rgb(0, 0, 0);">Your credit score is what banks use to determine whether they should give you a loan. It’s helpful to start </span><a href="https://www.creditkarma.com/credit/i/how-to-build-credit-from-scratch/" data-action="interacted" data-object="content" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail=" building your credit" data-ui-access-point="" data-sku="" target="_blank" rel="noopener noreferrer" data-wa-link="" data-object-detail="">building your credit</a><span style="color: rgb(0, 0, 0);"> as soon as possible. Establishing your credit can be as easy as applying for a low-limit or secured credit card.  </span></p><p><br></p><h3><span class="ql-font-heading05" style="color: rgb(67, 67, 67); background-color: transparent;">Borrowing and repaying</span></h3><p><span style="color: rgb(0, 0, 0);">Pay back loans or lines of credit as promptly as possible to keep your debt under control. Mind your overall loan amount and monthly payment minimums and be cautious when borrowing money. With student loans, mortgages, and other larger debts, make paying those back part of your budget and overall financial plan. Need help understanding loans and payments? Check out our </span><a href="https://www.intuit.com/solutions/education/resources/calculators/" data-action="interacted" data-object="content" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail="financial calculators. " data-ui-access-point="" data-sku="" style="color: rgb(17, 85, 204);" target="_blank" rel="noopener noreferrer" data-wa-link="" data-object-detail="">financial calculators</a><span style="color: rgb(0, 0, 0);">. </span></p></div>

<div class='resp-text-wrapper'><h2><span style="background-color: transparent; color: rgb(0, 0, 0);">What's financial literacy and why is it important?</span></h2><p><span style="color: rgb(0, 0, 0);">Financial literacy is your ability to understand and manage your finances. Some skills include personal finance management, investing, and budgeting. It’s important to understand and put these skills to work to avoid debt, </span><a href="https://blog.turbotax.intuit.com/income-and-investments/401k-ira-stocks/retirement-doesnt-have-to-be-scary-here-are-7-ways-you-can-prepare-20466/" data-action="interacted" data-object="content" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail="plan for retirement" data-ui-access-point="" data-sku="" style="color: rgb(17, 85, 204);" target="_blank" rel="noopener noreferrer" data-wa-link="" data-object-detail="">plan for retirement</a><span style="color: rgb(0, 0, 0);">, and avoid financial stress. </span></p></div>

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Read about our commitment

<div class='resp-text-wrapper'><p>Intuit’s ongoing commitment to financial literacy</p></div>

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Read the story

<div class='resp-text-wrapper'><p>Financial Literacy: Biggest Hurdle For Female Entrepreneurs</p></div>

<div class='resp-text-wrapper'><p>Bridging The Financial Literacy Gap: A Look at the Lack of Resources that Latinos Face</p></div>

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<div class='resp-text-wrapper'><p>Survey finds that people are not as financially literate as they thought</p></div>

<div class='resp-text-wrapper'><p>OTHER FINANCIAL LITERACY RESOURCES FROM INTUIT</p></div>

<div class='resp-text-wrapper'><h3><span style="color: rgb(67, 67, 67); background-color: transparent;" class="ql-font-heading05">Investing</span></h3><p><span style="color: rgb(0, 0, 0);">Investing can be a great way to build a better future, enabling you to build wealth over time and earn income after you retire. Even if you have a job with a company providing retirement benefits, investing on your own isn’t a bad idea. Seek education on different types of investing methods, like individual retirement accounts (IRAs) and 401(k)s.  </span></p><p><br></p><p><br></p><h3><span style="color: rgb(67, 67, 67); background-color: transparent;" class="ql-font-heading05">Understanding taxes</span></h3><p><span style="color: rgb(0, 0, 0); background-color: transparent;">They’re an important part of our lives, but not everyone </span><a href="https://turbotax.intuit.com/tax-tips/general/video-how-to-understand-your-taxes/L6yQbE4h6" data-action="interacted" data-object="content" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail="understands their taxes. Tax time can be much easier when you know how to fill out common tax forms and understand how to maximize deductions.  " data-ui-access-point="" data-sku="" style="color: rgb(17, 85, 204); text-decoration-line: none; text-decoration-thickness: initial;" target="_blank" rel="noopener noreferrer" data-wa-link="" data-object-detail="">understands their taxes</a><span style="color: rgb(0, 0, 0); background-color: transparent;">. Tax time can be much easier when you know how to fill out common tax forms and understand how to maximize deductions.  </span></p><p><br></p><p><span style="color: rgb(0, 0, 0); background-color: transparent;">This is especially true for small business owners. Filing taxes properly can help business owners maximize their income and keep their businesses in good standing.  </span></p><p><br></p><p><br></p><h3><span style="color: rgb(67, 67, 67); background-color: transparent;" class="ql-font-heading05">Protecting your assets with insurance</span></h3><p><span style="color: rgb(0, 0, 0);">Insurance policies provide businesses and individuals with protection and peace of mind. When you understand various types of insurance—like home, auto, health, and business—and what they cover, you can choose the right policies. And that can spare you financial stress if life throws you a curveball and you need to file a claim.  </span></p></div>

Read Credit Karma's guide to budgeting

<div class='resp-text-wrapper'><p>Budgeting involves planning and allocating financial resources, understanding income, and working toward positive financial wellbeing. You can develop skills by tracking your spending, setting goals, and making informed decisions. This hands-on experience empowers you to make informed choices for a secure financial future.</p></div>

<div class='resp-text-wrapper'><h3>Learn to budget</h3></div>

Read Credit Karma's guide to debt

<div class='resp-text-wrapper'><p>Debt can be a barrier to financial freedom. Understanding debt before you take it on and how to pay it back are important skills.</p></div>

<div class='resp-text-wrapper'><h3>Understand debt</h3></div>

Check your score

<div class='resp-text-wrapper'><p><span style="color: rgb(0, 0, 0);">Establishing and tracking your credit can help you get a home, business, or school loan. Once you establish credit, tracking your score to maintain it at a certain level is equally important. Understanding </span><a href="https://www.creditkarma.com/credit-monitoring" data-action="interacted" data-object="content" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail="credit monitoring" data-ui-access-point="" data-sku="" style="color: rgb(0, 0, 255);" target="_blank" rel="noopener noreferrer" data-wa-link="" data-object-detail="">credit monitoring</a><span style="color: rgb(0, 0, 0);">, as well as how to establish your credit, are vital skills that will set you up for a blissful financial future. </span></p></div>

<div class='resp-text-wrapper'><h3>Monitor your credit</h3></div>

Learn about  TurboTax Live

View QuickBooks

<div class='resp-text-wrapper'><p><span style="color: rgb(0, 0, 0);">Financial advisors, tax attorneys, and accountants can all provide financial advice to help you stay on track and reach your goals. Whether </span><a href="https://turbotax.intuit.com/lp/ppc/1271?srqs=null&cid=ppc_gg_b_stan_all_na_Brand-BrandTT-BrandTTTTLAssistCPANearMePreparerProSpecialist-Exact_ty23-bu2-sb183_682725143508_142950094519_kwd-363251074024&srid=Cj0KCQiAnfmsBhDfARIsAM7MKi2ZA106VB0AYvfvzkJGKnAADrfx9wxi3-0QoEbpPuOSxlU23G8fUkAaAv-jEALw_wcB&targetid=kwd-363251074024&skw=turbotax%20live&adid=682725143508&ven=gg&gad_source=1&gclid=Cj0KCQiAnfmsBhDfARIsAM7MKi2ZA106VB0AYvfvzkJGKnAADrfx9wxi3-0QoEbpPuOSxlU23G8fUkAaAv-jEALw_wcB&gclsrc=aw.ds" data-ui-access-point="" data-sku="" target="_blank" rel="noopener noreferrer" data-wa-link="" data-action="interacted" data-object="content" data-object-detail="" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail="filing your taxes" style="color: rgb(17, 85, 204);">filing your taxes</a><span style="color: rgb(0, 0, 0);">, making investments, </span><a href="https://quickbooks.intuit.com/live/" data-ui-access-point="" data-sku="" target="_blank" rel="noopener noreferrer" data-wa-link="" data-action="interacted" data-object="content" data-object-detail="" data-ui-action="clicked" data-ui-object="link" data-ui-object-detail="handling small business finances" style="color: rgb(17, 85, 204);">handling small business finances</a><span style="color: rgb(0, 0, 0);">, or planning for your financial future, there are many professionals and experts who can help you reach your goals. </span></p></div>

<div class='resp-text-wrapper'><h3>Ask for advice</h3></div>

<div class='resp-text-wrapper'><p><span style="background-color: transparent; color: rgb(0, 0, 0);">Intuit has a full suite of tools to help you reach your financial goals: </span></p><ul><li><span style="background-color: transparent;">TurboTax provides access to live professionals to help you handle your taxes. </span></li><li><span style="background-color: transparent;">Credit Karma provides tools to help you establish, boost, and maintain credit. </span></li><li>Mailchimp Lorem ipsum</li><li><span style="background-color: transparent;">QuickBooks provides small business owners with a comprehensive solution for financial management. </span></li></ul></div>

<div class='resp-text-wrapper'><h3>Use financial tools</h3></div>

<div class='resp-text-wrapper'><p>Financial education is a great starting point, but where do you go from there? These tactics can help you progress toward your own personal prosperity. </p></div>

<div class='resp-text-wrapper'><h2><span class="ql-font-heading02" style="background-color: transparent; color: rgb(0, 0, 0);">How to build financial literacy</span></h2></div>

<div class='resp-text-wrapper'><p>For teachers and students</p></div>

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<div class='resp-text-wrapper'><p>Intuit for Education is a free and flexible financial literacy platform for high school students that offers real-world tools to get them excited about finances and build their financial confidence.</p></div>

<div class='resp-text-wrapper'><h2><span class="ql-font-heading02 ql-size-medium" style="color: rgb(0, 0, 0);">
Intuit for Education will change the way we teach financial literacy</span></h2></div>